Instant Personal Loan App. 100% Online Process. Direct Bank Account Transfer.

KreditBee is an Instant Personal Loan App and Credit Platform for Young Professionals, where one can apply for Personal Loan Online and avail upto ₹ 1 Lakh as Direct Cash Transfer to Bank Account as per their requirement. The interest rate ranges from 0% per annum to 29.95% per annum, which translates to 0% – 2.49% Per Month. The repayment tenure for Personal Loan ranges between 91 days to 365 days. The documentation is very minimal & the entire process starting from registration to cash disbursement does not take more than 10 minutes. The application process is 100% online, and on approval, the cash is immediately transferred to the bank account of the user.

reditBee Features:

1. 100% Online (Paperless) Process
2. Minimal Documentation
3. Quick Approval (Less than 5 minutes)
4. Immediate Bank Transfer
5. No Credit History Required
6. Multiple Repayment Options


1. Indian resident
2. Above the age of 18 years
3. Should have monthly source of income


1. Address Proof (either of Aadhaar/Voter ID/Passport)
2. Identity Proof (PAN ID)

In some cases,

1. Office ID Card
2. Salary Bank Statement
3. Workplace Email ID

Credit Card is not required for availing Personal Loan from KreditBee.

Interest Calculation

1. If the principal amount is ₹10,000 and the interest is 24% per annum; and the tenure is 91 days, then the overall interest payable is ₹10,000 x 24/100 x 91/365 = ₹598 only.

2. If the loan amount is ₹15,000 and the interest is 27% per annum; and the loan is to be repaid over 3 EMIs, then the overall interest payable is ₹680 only. The EMI per month would be ₹5,227 only.

How it works?

Step 1: Install KreditBee App from the Play Store
Step 2: Register through your Facebook or Google account
Step 3: Fill in your basic details to check first level eligibility
Step 4: Upload KYC documents (ID & Address Proof) & fill in more details for online verification
Step 5: After Profile Confirmation, Select Required Amount & E-sign Agreement to Avail Loan
Step 6: Amount is disbursed to your Bank Account & Notification is sent

Why Personal Loan from KreditBee?

1. It could be to gift your loved one, or a case of medical emergency for anyone in your family, or a discount sale going on which you don’t want to miss out on. Situations and opportunities don’t come with a notification, so KreditBee stands with you in those times for you to do the needful.
2. Availing the Instant Personal Loan Online from KreditBee and repaying back on time regularly will improve your Credit Score. This will help you avail bigger loans from banks (home loan, car loans, education loans etc.) at a much better interest rate.


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